Frozen minimum

This method applies if the worker is eligible in 1979-81. However, it does not apply for a totalization benefit.

Calculation

The PIA at eligibility is $122, and the MFB at eligibility is $183. Benefit increases are applied beginning with the earlier of the year of entitlement or the year of attainment of age 65, and continue through the month of benefit.

For more information on the frozen minimum, see the OASDI Digest.